Recently there was a major settlement due to a breach from Equifax. You could choose from up to one hundred twenty-five dollars or three years of credit monitoring. Now they are saying you should have chosen the monitoring because you may never see that money. According to marketwatch.com, it seems that if you were one of the one hundred forty-seven million who were affected by the Equifax breach, you probably won't be seeing the one hundred twenty-five dollars you may be owed.

There was an overwhelming response so it appears that the settlements of up to one hundred twenty-five dollars won't be close. That's because only thirty-one million dollars were set aside for the settlement. One of the options was to sign up for credit monitoring instead. If you did that, you will be receiving your monitoring but if you signed up for the refund you may never get it.

To find out if you were affected by the breach, you can click HERE.